Walton Funding was formed with the intent of bringing our borrowers the most favorable lending terms available in the market.  We specialize in finding solutions that don't meet standard agency criteria.  

Our qualified borrowers have transparent access to wholesale rates, giving them some of the best rates available in the industry.  Walton Funding also has the ability to bring multiple funding sources to our borrowers, allowing us to build programs and find solutions that are not available at traditional banks.

An Outline of our programs:

Competitive Jumbo Loans

  • Up to $5,000,000, $10,000,ooo on exception
  • 5, 7, & 10 year ARMS
  • Access to wholesale rates for qualified buyers
  • Pledged asset programs allow up to 90% LTV (No MI)

Asset Depletion Programs

  • High asset/low income borrowers. We can allow age 85 or 30 year annuitization for income calculation

Recent Event

  • Bankruptcy
  • Short sale/Foreclosure/Deed in Lieu no seasoning

No limit on cash out refinance (within LTV guidelines)

Condominium Lending

  • 95% Conforming
  • 80% Warrantable Jumbo
  • 75% Non-Warrantable
  • 75% Condotel

Alternative Doc/No tax returns

  • Bank statement programs
  • Subject Property income underwriting