Recent Closings

LTV = Loan to Value ; CTC = Cleared to Close

  • $585k Purchase in Inlet Beach, FL - Second home; Jumbo program; Condo loan; Only put 10% down

  • $580.5k Purchase in Santa Rosa Beach, FL - Refinanced a GA property to pull out cash; Second home; Closed in 30 days

  • $339k Purchase in Panama City Beach, FL - VA purchaser; Appraisal $3k light; Closed with additional concessions towards closing costs

  • $260k Purchase in Panama City, FL - Previously denied by local credit union; Raised credit score by approx. 45 points in 10 days; Qualified for FHA loan at 4.25%

  • $325k Purchase in Santa Rosa Beach, FL - Bridge loan using 2 properties; No tax returns; CTC in 7 days

  • $1.25M Purchase in Destin, FL - 5% Down; Second home; CTC in 15 days

  • $810k Purchase in Santa Rosa Beach, FL - Low 30 year fixed; Bridge loan prior to sale of current primary home

  • $975k Cash Out Refinance in Miramar Beach, FL - No tax returns; Used VRBO income to qualify

  • $3.6M Purchase in Seaside, FL - Interest only payments; CTC in 2 days; Closed simo with 2 other sales

  • $832.5k Investment Purchase in Seacrest, FL - No Tax Returns; Approved on rental cash flows

  • $2.125M Second Home Purchase in Alys Beach, FL - 10% down ; 90% LTV; Diamond Jumbo Program

  • $1.615M Condo Purchase in Rosemary Beach, FL - CTC in 8 business days; No tax returns; Approved with investor cash flow program

  • $678.5k Refinance in Rosemary Beach, FL - No Tax Returns; Approved on rental cash flows; Closed in 22 business days

  • $1M Cash Out Refinance in Cape San Blas, FL - No Tax Returns; Approved on VRBO Income; Vested in LLC

  • $1.15M Purchase in Miramar Beach, FL - 75% LTV; No tax returns; Approved with investor cash flow program

  • $681k Jumbo Renovation Refinance in Seagrove, FL - Approved with no tax returns; Interest only payments for 5 years

  • $425k Purchase in Seacrest, FL - Approved with 24 months of Banks Statements on our Lease to Purchase Program

  • $424.9k Purchase in Tampa, FL - Conventional conforming 30 year fixed with full documentation

  • $1.9M Purchase in Watersound, FL - 75% LTV on a condo second home

  • $740k Cash Out Refinance in Inlet Beach, FL - Investor cash flow program; No Tax Returns; Approved on appraised value and projected rental income

  • $2.5M Purchase in Destin, FL - No Tax Returns; Approved on appraised value and projected rental income

  • $1.1M Refinance in Inlet Beach, FL - 10 year interest only payment; 4.35% interest; 5.293% APR

  • $585k Cash Out Refinance in Seaside, FL - No Tax Returns; Approved on 12 months of personal bank statements

  • $620.5k Refinance in Gulf Breeze, FL - 90% LTV; Consolidation of high interest credit card debt

  • $800k Purchase in Grayton Beach, FL - Self Employed; Bank Statement Program; 80% LTV

  • $850k Purchase in Watercolor, FL - 95% LTV; Jumbo Loan

  • $2.8M Purchase in Watersound, FL - 90% LTV; Lease Purchase Program

  • $453k Purchase in Seagrove, FL - CTC in 18 days

  • $830k Purchase Loan; Self Employed - Bank Statement Program; 80% LTV

  • $1.15M Purchase Loan in Watercolor, FL - Investment property, self employed; Application to funding in 16 days

  • $590k Condo in Destin, FL - 90% LTV

  • $450k Purchase Loan in Santa Rosa Beach, FL - 95% LTV; CTC in 10 days

  • $1M Refinance - Business Bank Statement Program; No Tax Returns

  • $2.4M Delayed Financing - Purchase in Watercolor within 6 months of cash close

  • $1.14M Second Home Purchase - Only a 10% cash outlay; HELOC on primary residence was utilized for remainder

  • $2M Second Home Purchase in Seagrove - 75% LTV

  • $3M Purchase in Rosemary Beach - Bank Statement Program, no tax returns; Application to CTC in 16 days

  • $1.6M Refinance in Watersound - Self Employed with multiple tax returns and multiple properties

  • $1.075M Second Home Condo Purchase in Seagrove - Closed in 26 days

  • $2.4M Second Home Purchase in Rosemary Beach - Financed raw land owned by the borrower and used proceeds for down payment on purchase

  • $470k Investment Property Purchase in Seacrest - Previously denied by two banks

  • $775k Purchase in Seacrest - Closed in 32 days

  • $1M Purchase in Blue Mountain Beach - Multiple financed properties; Self-employed with multiple entities; CTC in less than 22 Calendar Days; Utilized our "lock shop and drop feature;” Interest rate was lowered by .25% during underwriting

  • $495k Purchase in Cypress Breeze - Closed in 33 days

  • $424.1k Cash Out Refinance on Second Home in Watersound - Using proceeds for deposit on new construction in Alys Beach; Closed in 20 days

  • $585k Purchase in Rosemary Beach - 90% LTV; Second home condo purchase

  • $565k Purchase in Blue Mountain - 90% LTV; Non-occupant Co-borrower; Second home purchase

  • $4.45M Purchase in Inlet Beach - Record setting

  • $760K Purchase in Seacrest - Closed in 13 Business Days

  • $1.6M Purchase in Rosemary Beach

  • $424k Refinance in Seacrest

  • $500k Investment property in Miramar Beach

  • $398k Condo Purchase in Blue Mountain Beach

  • $235k Townhouse Purchase as Second Home in Seagrove

  • $294k Refinance - Non-Occupant Co-Borrower used to get actual occupant lowest rate as primary residence

  • $188k Townhouse Purchase on 30A

  • $218k Purchase in Sandestin

  • $1M Purchase in Destin - Raised credit score by approx. 60pts; 58% DTI exception

  • $580k Primary Purchase in Buckhead, Atlanta

  • $700k Investment Purchase in Inlet Beach - No tax returns

  • $538k Investment Purchase in Blue Mountain - Closed in 27 Calendar Days

  • $417K Refinance - Using our FICO credit "Rapid Rescore"

  • $860K Purchase in Crystal Beach Townhomes, Destin

  • $715K Purchase in Waterhouse Condos, Seacrest - Using Asset Depletion

  • $3.25M Purchase in Watersound Beach

  • $1.295M Purchase in Sunnyside

  • $2.9M Purchase in Rosemary Beach

  • $836K Purchase in Naturewalk

  • $700k Purchase in Seacrest Beach - CTC in 20 days

  • $2.1M Purchase in Watercolor - Self Employed w/ 5 LLC's

  • $460k Purchase in Seagrove

  • $487K Purchase in Watersound Origins

  • $417K Cash Out Refinance in Wild Heron / Shark's Tooth

  • $1.6M Second Home Purchase in Rosemary Beach - Financed in under 30 days

  • $1M Purchase in SeaNest Village in Seagrove

  • $225k Primary Home Purchase in North Santa Rosa Beach

  • $425k Primary Home Purchase in Inlet Beach - Investor cash flow for retirement age buyers

  • $475k Second Home Purchase in Seacrest Beach

  • $485k New Construction Primary Home in Watersound Origins

  • 175k Townhouse Purchase in Santa Rosa Beach - FHA loan credit score under 620

  • $355k Purchase on Future Income - Closed in 20 days

  • $2.9M Second Home Purchase in Rosemary Beach

  • $620k Second Home Purchase in Grayton Beach - 15 year loan

  • $355k Primary Home Purchase with Future Income